Getting the best deal - top tips for buying a car

Getting the best deal - top tips for buying a car

by Helen Jackson |
posted 15 November 2017

Thinking of treating yourself to a new car? It’s an exciting purchase, and if it’s been a while since you bought one, it’s even more exciting test driving and trying out all the new features. The technology in cars seems to change almost constantly, so there are bound to be some new features you haven’t had the luxury to access in your current car.

We’ve put together some top tips to help you get the best possible new car.

Before you go to the dealership

Have you considered a used car?

Just the word ‘used’ brings words like run down, dirty and old to mind. But you could buy a used car that’s just had one owner. It might have only done a few thousand miles – so used isn’t always a bad thing. In fact, you could secure a great deal on a used car. With Kia, for example, you get the remnants of the 7-year warranty on the used car. It’s worth visiting a handful of second-hand car dealers to get a feel for what deals they can offer you and the cars you can get for your budget.

Make a list of features you need

It’s important that the car you choose offers you most if not everything you need from a car. Do you have a family? Do you need a large boot? Is it better you have four doors instead of two? All these questions need to be answered before you can choose your car with confidence.

Make a list of features and separate the list into ‘need’ and ‘nice to have’ – you might be able to find a car that satisfies both lists, but if you can tick all on the need list that is the main thing. This list can help you prioritise the functionality needs of your car ensuring you get the best possible car for your money!

Is the car you want cheap to run?

To ensure you get the best deal on your new purchase, it’s important to do a little research. What car is the best value, are there any cars that are known to guzzle petrol or diesel? CarWow has created a list of the top 10 cheapest cars to run, check it out here.

Still want a new car over a used? Check out the pre-registered cars

Although they have technically had one owner as they’re registered first to the dealer, you can get a big discount on these cars. They’re usually under 6 months old and you can get anywhere from 20% to 70% off the price of the car if it was brand new. If you’re looking to make customisations to your car, this might not be the option for you. What you see is what you get with these cars. You can, of course, customise the car but you’d have to pay the extra fees that come with it.

Now you know what kind of car you’re going for, read on to learn how you can secure the best possible deal.

Securing the best possible deal

Personal Contract Plan

This plan is flexible, allowing you to get a higher specification model for your budget. You can decide on the duration of the plan which is usually between 18 to 60 months, you then agree a deposit and fixed monthly repayments.

Hire Purchase

This option is perfect for you if you want the option to own the car in the end. After you agree a deposit, the remaining balance is divided equally over the length of the agreed loan. Agreements often allow you to set monthly repayments with no mileage limits. Costs surrounding servicing and maintenance are built-in and once you’ve paid the final payment, the car is yours!

But, what If you don’t want the car? At the end of the deal you’ll have a choice of options. You can keep the vehicle after a final payment as mentioned above, or you can trade it in for a new vehicle with a new agreement. You also have the option of simply returning it.

Deposit contributions

It’s a good idea to look for deposit contributions from the manufacturer. These are in effect, reductions in the cost. Some offers have fixed priced servicing available on finance deals, which may not seem like much but over a period of two years, for example, this can add up to a great saving.

If you’re thinking of selling your car in a hassle-free way, get a free valuation for your car today to get the ball rolling. Enter your vehicle registration below:


Helen Jackson
Helen Jackson

Helen is part of the marketing team here at Money4yourMotors. Helen oversees a wide range of marketing activities including social media and content creation.